Types of Star Health Insurance Plan
Star Health Insurance offers different types of health plans that help meet your healthcare expenses. This way, every necessary illness or injury treatment will be covered under the policy. Plus, you can track the star health insurance claim status to know when the amount will be settled. Let’s know about each type of Star Health Insurance Plan in detail below.
Star Health Insurance Policy Types
There are diverse policies for you to take care of the expenses arising due to the treatment of illnesses. So, check them out and know their benefits.
Medi Classic Insurance Policy (Individual)
Under this star health insurance policy, you will get the following benefits –
- Room, Boarding and Nursing expenses up to INR 5,000
- Emergency Ambulance up to INR 750 per hospitalization
- Pre and post-hospitalization Cover available up to 30 and 60 days, respectively
- Cost of Health Check-up if the sum insured is INR 2 Lakh and above
- Cumulative Bonus of 5% of the basic sum insured, subject to a maximum of 25%
- Basic sum insured restores by 200% once during the policy term
- Minimum premium amount – INR 4,015 per annum
- Sum insured ranges from INR 1.5 Lakh to INR 15 Lakh
Senior Citizens Red Carpet Health Insurance Policy
Star Senior Citizens Red Carpet Health Insurance Policy provides the following benefits during the policy term.
- Senior citizens aged between 60 and 75 years can get this plan
- Sum insured ranges from INR 1 Lakh to INR 25 Lakh
- No pre-acceptance medical screening required
- Get medical consultations as an out-patient in the network hospital
- Cover for in-patient hospitalization expenses if it is for a minimum of 24 hours
- Room rent, nursing and boarding charges, surgeon, anesthetist, medical practitioner, consultants, specialist fees, cost of medicines and drugs up to the specified limit.
- Ambulance charges
- Covers pre and post-hospitalization expenses up to 30 and 60 days, respectively
- Cost of health checkup after every claim-free year
- Daycare procedures
- Minimum premium amount – INR 4,450 per annum
- Sum insured ranges from INR 1 Lakh to INR 25 Lakh
Star Cardiac Care Insurance Policy
The insurance company gives the following benefits to you under the Star Cardiac Care Insurance Policy –
- Cover existing Cardiac diseases
- Expenses for treatment arising out of an accident
- Accident Death Cover at no additional cost
- Expenses for treatment of Cataracts up to INR 20,000 per hospitalization and INR 30,000 for the entire policy period
- Direct in-house claim settlement with no Third-party Administrator involved
- You can get cashless hospitalization at more than 11000+ hospitals across India.
- You can check your star health insurance claim status online by logging in to your account
- Sum insured of INR 3 Lakh and INR 4 Lakh
- The minimum premium amount is INR 14,095 per year
If you’re between the age of 10 and 65 years and have undergone the following, the benefits of this Star Health Insurance Policy will then apply –
- PTCA (Stenting) or CABG (By-pass) procedure (within 7 years before the proposal)
- Corrected Atrial Septal Defect (ASD) or Ventricular Septal Defect (VSD)
- Patent Ductus Arteriosus (PDA) is treated
- RF Ablation
- Angiogram
There’s 24×7 Star Health Insurance Customer Care to Take Care of Your Policy Queries
You can contact customer care if you have any issues whether regarding the purchase or filing a Star Health Insurance claim. To contact the insurance company –
- Call the Star Health Insurance Customer Care toll free number 1800 425 2255 / 1800 102 4477
- Contact Mrs. Radha Vijayaraghavan, Grievance Redressal Officer, Corporate Grievance Department, 4th Floor, Balaji Complex, No. 15, Whites Lane, Whites Road, Royapettah, Chennai- 600014 (Landmark: In the lane next to Satyam Theatre Parking Area)
- Write to gro@starhealth.in. mentioning the following –
- Name
- Mobile
- Landline
- Address
- Policy Number
- Subject
- Claim Number
- Grievance details of < 300 characters
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